Alabama title and escrow fees
Every fee, before you open escrow.
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Cash purchase
Typically paid by
Closing fee
Title search and processing, owner’s policy
Deed preparation
E-recording fee
Courier and wire fee
Fraud certification of payoff letter
Deed recording (3 page deed)
Tax stamps on the deed
Owner’s title insurance
CertifID fraud prevention
Estimated 2026 closing fees. Who pays each fee can change with your contract.
Financed purchase
Typically paid by
Closing fee
Title search and processing, owner’s policy
Title search and processing, lender’s policy
Deed preparation
E-recording fee
Courier and wire fee
Fraud certification of payoff letter
Closing protection letter
Deed recording (3 page deed)
Mortgage recording (22 page mortgage)
Tax stamps on the deed
Tax stamps on the mortgage
Owner’s title insurance
Lender’s title insurance
CertifID fraud prevention
Estimated 2026 closing fees. Recording fees are based on a 3 page deed and a 22 page mortgage.
Other fees
Refinance closing fee
$595
Title search only
$250 per parcel
Title insurance
Owner’s title insurance is based on the sales price, and lender’s title insurance on the loan amount. Get your exact number in seconds with Instant Title Quote at the top of this page.
Quick answers
How much is the closing fee in Alabama?
With Delta South Title, the closing fee is $450 for a cash purchase and $695 for a financed purchase, typically paid by the buyer. The refinance closing fee is $595.
Who pays for title insurance in Alabama?
The seller typically pays for the owner’s title insurance, based on the sales price. The buyer typically pays for the lender’s title insurance, based on the loan amount. Who pays each fee can change with your contract.
How much does a title search cost in Alabama?
The title search and processing fee for the owner’s policy is $250 on a cash purchase and $350 on a financed purchase, typically paid by the seller. On a financed purchase, the lender’s policy search is $75, paid by the buyer. A title search only is $250 per parcel.
What are the deed tax stamps in Alabama?
Tax stamps on the deed are $1 per $1,000 of the sales price, typically paid by the buyer.
Where are the Delta South Title offices?
Delta South Title has two offices in Mobile: 1055 Montlimar Dr, Mobile, AL 36609, (251) 725-0202, and 7221 Grelot Rd, Ste D, Mobile, AL, (251) 633-3133.