As January came to a close, Propy continued to make significant strides at the intersection of real estate and blockchain, achieving milestones that have garnered attention from leading media outlets. From launching the first-ever onchain real estate loan to facilitating the sale of Hawaii’s first-ever onchain real estate asset, January has been transformative. Here’s a closer look at our key accomplishments.
An Industry-Transforming Product Launch
In January, Propy launched a new product that is set to transform the real estate market: crypto-backed onchain real estate loan. The launch attracted significant media attention, with major outlets such as CoinDesk, Bitget, Cointrust, Binance, and more covering our breakthrough move into merging crypto with real estate.
As detailed in CoinDesk, Propy now enables buyers to purchase real estate using USDC, ETH, or BTC, while also offering the option to obtain a 100% instant crypto-backed loan. The product makes real estate transactions more accessible and seamless — staying true to our founding mission.
Key Features of Propy’s BTC-Backed Loan
- • 100% Financing – Buyers can secure the full property value without the need for a traditional down payment. Instead of liquidating assets, buyers can use BTC or ETH as collateral.
- • Full Property Value Coverage – The loan covers up to 100% of the purchase price, removing financial barriers for crypto holders looking to invest in real estate.
- • Flexible Repayment Options – Buyers have the flexibility to repay in BTC, ETH, PRO, or USDC, with the option for automated repayments using the collateral itself.
- • Instant Loan Approval & Blockchain-Based Closing – The process eliminates traditional paperwork, enabling buyers to receive instant loan approval and close transactions seamlessly onchain.
Hawaii’s First Onchain Real Estate Sale with the First Ever Onchain Loan for Real Estate
In a landmark moment for both the real estate and crypto industries, Propy successfully facilitated Hawaii’s first-ever onchain real estate sale. The transaction saw multiple onchain offers, with the winning offer secured through the instant 100% BTC-backed loan.
For those interested in the specifics, the property that marked this historic sale was located in the Ala Moana resort in Honolulu, Hawaii. The process for participating in the sale and applying for an instant crypto-backed loan was super easy and effortless as followed:
How It Worked:
- • Effortless ID Verification – Complete verification in under two minutes.
- • Instant Loan Terms & Property Details – Access financing options immediately.
- • Collateralization – Secure the loan using BTC/ETH, and the tokenized RWA itself.
- • Real-Time Offer Adjustments – Modify offers instantly.
After the Sale:
- • Sign Property & Loan Documents – Finalize the transaction with ease.
- • Flexible Repayment Options – Choose to repay in BTC, ETH, PRO, or USDC—or allow the collateralized assets to automate repayment.
Empowering the Next Generation of Homeowners
Propy’s crypto-backed onchain real estate loan addresses the evolving financial habits of Gen Z, a generation more likely to own cryptocurrency (20%) than stocks (18%). Many are turning to alternative financing, with 14% exploring “infinite banking” and an increasing reliance on social media for financial guidance.
With a strong preference for digital assets and decentralized finance, younger buyers need real estate solutions that align with their approach. Propy’s loan allows them to leverage BTC or ETH as collateral, bypassing traditional financing hurdles. By bridging crypto and real estate, we’re making homeownership more accessible to the next generation of investors.
Expanding the Vision: Partnering with Lenders
Building on this success, Propy is now actively seeking lending partners to further expand the crypto-backed loan model. By collaborating with innovative lenders, we aim to create more opportunities for buyers, making real estate ownership even more accessible through blockchain technology.
Continuing Education: Propy’s CE Course
As part of our commitment to educating the industry, on January 29th, Propy conducted another Continuing Education (CE) course for real estate professionals. This course is designed to equip agents and brokers with the knowledge and tools they need to navigate the rapidly evolving landscape of blockchain and cryptocurrency in real estate.
Real estate professionals can participate and earn 3 CE credits (for Arizona, Colorado, and Florida).
Check out the details of the course here and stay tuned for the announcement of the date for the next course!
WAGMI Miami: Propy Takes the Stage
In addition to launching new products and achieving major milestones, Propy was also front and center at WAGMI Miami this January. Our Founder and CEO Natalia Karayaneva, a leading voice in the crypto-real estate space, was a featured speaker.
She shared her expertise on how blockchain is revolutionizing the real estate industry and the critical role Propy plays in this transformation. Her insights and vision for the future resonated with an audience of forward-thinking professionals, investors, and innovators.
WAGMI Miami was an incredible opportunity to connect with like-minded individuals who share our passion for innovation and disruption in real estate. Propy continues to lead the charge in bridging the gap between crypto and real estate, and our presence at the event was a true reflection of our commitment to driving change and empowering the next generation of investors and real estate professionals.
Looking Ahead
January was just the start for Propy. Our commitment to transforming real estate through blockchain technology is stronger than ever. With more products, more innovation, and more industry-changing deals in the works, we can’t wait to show you what’s next.
Stay tuned and get ready to Own Your Tomorrow.
For any questions or more information please contact us at support@propy.com
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