Renting an apartment can be stressful for those who have a great credit score. Finding an apartment for rent without using a credit check can be a nightmare. Fortunately, it is possible to get an apartment without a credit check. So, do not worry. Read on for four ways to find an apartment for rent, even if you have a poor credit score.
Go Personal for an Apartment for Rent
First of all, rental agencies are not the only way to find an apartment. Classified newspaper ads and message boards at the shops are a great way to find a place. Word of mouth and even Craigslist can also give you a lot of options. Try to find ones that specify being posted by the owner. This gives you the opportunity to deal directly with your potential landlord and make a good impression.
Offer to Pay Upfront
Offer to pay more than what they are asking. So increase the first month’s rent, and you can also increase the security deposit. This tells the landlord that you can likely keep up with the payments and that you intend to be a responsible tenant.
Get References from Previous Landlords
A responsible tenant is more valuable than a perfect credit score. If you are among this rare breed, ask your current and previous landlords for references. See if you can get phone number references and if they can write letters for you to show to prospective landlords. You should have at least two landlord references. As a result, this will go a long way toward reassuring future landlords of your credibility. Finding an apartment for rent just got one step closer.
Have a Cosigner
Most of the time, all that worries potential landlords about a tenant who cannot pass a credit check is if the rent will be paid on time. A cosigner can relieve their minds, although you should still offer the first month’s rent upfront. Do not forget that your cosigner will be financially responsible if you miss payments and that your cosigner should be aware of this.
Finding an apartment for rent without a credit check is not impossible. It just takes a bit of creativity and looking. Do not let the lack of a credit check stop you from achieving your goals.